Referentne vrednosti za period: 18.04.2023. - 17.04.2024.

Datum 6M EURIBOR 12M EURIBOR 6M BELIBOR Referentna kamatna
stopa NBS
2024-04-173,8423,6935,8006,500
2024-04-163,8423,7485,7906,500
2024-04-153,8203,7295,7906,500
2024-04-143,8653,7295,8006,500
2024-04-133,8653,7295,8006,500
2024-04-123,8653,6895,8006,500
2024-04-113,8623,6955,8006,500
2024-04-103,8303,6735,8006,500
2024-04-093,8683,6565,8006,500
2024-04-083,8463,6635,8006,500
2024-04-073,8343,6635,8006,500
2024-04-063,8343,6635,8006,500
2024-04-053,8343,6485,8006,500
2024-04-043,8443,6645,8006,500
2024-04-033,8223,6695,8006,500
2024-04-023,8423,6845,8006,500
2024-04-013,8513,6845,8006,500
2024-03-313,8513,6845,8006,500
2024-03-303,8513,6845,8006,500
2024-03-293,8513,6845,8006,500
2024-03-283,8513,6755,8006,500
2024-03-273,8623,6585,8006,500
2024-03-263,8583,6825,8006,500
2024-03-253,8553,7355,7906,500
2024-03-243,8743,7355,8006,500
2024-03-233,8743,7355,8006,500
2024-03-223,8743,7555,8006,500
2024-03-213,9023,7565,8006,500
2024-03-203,9063,7505,7906,500
2024-03-193,9093,7095,7906,500
2024-03-183,9153,7015,8006,500
2024-03-173,9083,7015,8006,500
2024-03-163,9083,7015,8006,500
2024-03-153,9083,7025,8006,500
2024-03-143,9033,7125,8006,500
2024-03-133,8923,7035,8006,500
2024-03-123,9053,7455,8006,500
2024-03-113,8923,7465,8006,500
2024-03-103,9023,7465,8006,500
2024-03-093,9023,7465,8006,500
2024-03-083,9023,7485,8006,500
2024-03-073,9123,7515,7906,500
2024-03-063,9023,7325,7906,500
2024-03-053,9213,7445,7606,500
2024-03-043,9153,7495,7906,500
2024-03-033,9123,7495,7906,500
2024-03-023,9123,7495,7906,500
2024-03-013,9123,7485,7906,500
2024-02-293,9083,7355,8006,500
2024-02-283,9153,7325,8006,500
2024-02-273,9183,7385,8006,500
2024-02-263,9013,6975,8006,500
2024-02-253,9143,6975,8006,500
2024-02-243,9143,6975,8006,500
2024-02-233,9143,6955,8006,500
2024-02-223,9073,6865,8006,500
2024-02-213,9113,6705,8006,500
2024-02-203,9283,6485,8006,500
2024-02-193,9153,6625,8006,500
2024-02-183,8953,6625,8006,500
2024-02-173,8953,6625,8006,500
2024-02-163,8953,6925,8006,500
2024-02-153,9253,6555,8006,500
2024-02-143,9033,6785,8006,500
2024-02-133,8823,6585,8006,500
2024-02-123,9083,6405,8006,500
2024-02-113,8983,6405,8006,500
2024-02-103,8983,6405,8006,500
2024-02-093,8983,6565,8006,500
2024-02-083,8883,6675,8006,500
2024-02-073,8993,6335,8006,500
2024-02-063,9223,5375,8006,500
2024-02-053,9053,5055,8006,500
2024-02-043,8373,5055,8006,500
2024-02-033,8373,5055,8006,500
2024-02-023,8373,5725,8006,500
2024-02-013,8323,5535,8006,500
2024-01-313,8353,5825,8006,500
2024-01-303,8363,5975,8006,500
2024-01-293,8663,6625,8006,500
2024-01-283,8733,6625,8106,500
2024-01-273,8733,6625,8106,500
2024-01-263,8733,6765,8106,500
2024-01-253,9113,6655,8006,500
2024-01-243,9223,6725,8106,500
2024-01-233,9443,6555,8006,500
2024-01-223,9253,6605,8006,500
2024-01-213,9083,6605,8006,500
2024-01-203,9083,6605,8006,500
2024-01-193,9083,5965,8006,500
2024-01-183,9283,5965,8006,500
2024-01-173,8623,5705,8006,500
2024-01-163,8673,6365,8006,500
2024-01-153,8743,6545,8106,500
2024-01-143,8963,6545,8006,500
2024-01-133,8963,6545,8006,500
2024-01-123,8963,6355,8006,500
2024-01-113,9203,6015,8006,500
2024-01-103,9023,6165,8006,500
2024-01-093,8913,5845,8006,500
2024-01-083,9293,5445,8106,500
2024-01-073,9123,5445,8006,500
2024-01-063,9123,5445,8006,500
2024-01-053,9123,5455,8006,500
2024-01-043,8733,5325,8006,500
2024-01-033,8823,5135,8006,500
2024-01-023,8613,5365,8006,500
2024-01-013,8613,5365,8006,500
2023-12-313,8613,5365,8006,500
2023-12-303,8613,5365,8006,500
2023-12-293,8613,5545,8006,500
2023-12-283,8773,5815,8006,500
2023-12-273,8853,5825,8006,500
2023-12-263,8953,5825,8106,500
2023-12-253,8953,5825,8006,500
2023-12-243,8953,5825,8106,500
2023-12-233,8953,5825,8106,500
2023-12-223,8953,6025,8106,500
2023-12-213,8993,6355,8006,500
2023-12-203,9243,6135,8006,500
2023-12-193,9223,6445,8006,500
2023-12-183,9043,7195,8006,500
2023-12-173,9123,7195,8006,500
2023-12-163,9123,7195,8006,500
2023-12-153,9123,7585,8006,500
2023-12-143,9383,7545,8006,500
2023-12-133,9453,7515,8006,500
2023-12-123,9603,7255,8006,500
2023-12-113,9553,7275,8006,500
2023-12-103,9353,7275,8006,500
2023-12-093,9353,7275,8006,500
2023-12-083,9353,7285,8006,500
2023-12-073,9483,7855,8006,500
2023-12-063,9503,7945,8006,500
2023-12-053,9533,9025,8006,500
2023-12-043,9453,9265,8006,500
2023-12-034,0043,9265,8006,500
2023-12-024,0043,9265,8006,500
2023-12-014,0043,9835,8006,500
2023-11-304,0294,0155,8006,500
2023-11-294,0504,0575,8006,500
2023-11-284,0264,0565,8006,500
2023-11-274,0504,0345,8106,500
2023-11-264,0744,0345,8006,500
2023-11-254,0744,0345,8006,500
2023-11-244,0744,0165,8006,500
2023-11-234,0624,0235,8006,500
2023-11-224,0634,0155,8006,500
2023-11-214,0703,9915,8006,500
2023-11-204,0584,0335,8006,500
2023-11-194,0644,0335,8006,500
2023-11-184,0644,0335,8006,500
2023-11-174,0644,0285,8006,500
2023-11-164,0714,0645,8006,500
2023-11-154,0764,0405,8106,500
2023-11-144,0974,0405,8106,500
2023-11-134,0854,0285,8106,500
2023-11-124,0744,0285,8106,500
2023-11-114,0744,0285,8106,500
2023-11-104,0744,0275,8106,500
2023-11-094,0554,0285,8106,500
2023-11-084,0664,0225,8106,500
2023-11-074,0724,0045,8106,500
2023-11-064,0664,0125,8106,500
2023-11-054,0624,0125,8106,500
2023-11-044,0624,0125,8106,500
2023-11-034,0624,0445,8106,500
2023-11-024,0724,0525,8106,500
2023-11-014,0814,0785,8106,500
2023-10-314,0924,1045,8106,500
2023-10-304,1094,1285,8106,500
2023-10-294,1024,1285,8106,500
2023-10-284,1024,1285,8106,500
2023-10-274,1024,1185,8106,500
2023-10-264,1054,1545,8106,500
2023-10-254,0924,1455,8106,500
2023-10-244,1024,1855,8106,500
2023-10-234,0964,1845,8106,500
2023-10-224,1074,1845,8106,500
2023-10-214,1074,1845,8106,500
2023-10-204,1074,1965,8106,500
2023-10-194,1264,1605,8106,500
2023-10-184,1434,1725,8106,500
2023-10-174,1184,1715,8206,500
2023-10-164,1034,1625,8206,500
2023-10-154,1214,1625,8206,500
2023-10-144,1214,1625,8206,500
2023-10-134,1214,1455,8206,500
2023-10-124,1214,1555,8206,500
2023-10-114,1144,1875,8406,500
2023-10-104,1124,1945,8706,500
2023-10-094,1294,2125,8406,500
2023-10-084,1134,2125,8406,500
2023-10-074,1134,2125,8406,500
2023-10-064,1134,2125,8406,500
2023-10-054,1254,2085,8406,500
2023-10-044,1304,1985,8406,500
2023-10-034,1284,2285,8406,500
2023-10-024,1384,2215,8406,500
2023-10-014,1254,2215,8606,500
2023-09-304,1254,2215,8606,500
2023-09-294,1254,2005,8606,500
2023-09-284,1254,1995,8706,500
2023-09-274,1364,2085,8906,500
2023-09-264,0904,2135,9106,500
2023-09-254,1224,2245,9206,500
2023-09-244,0824,2245,9806,500
2023-09-234,0824,2245,9806,500
2023-09-224,0824,2225,9806,500
2023-09-214,0724,2165,9806,500
2023-09-204,0704,1915,9806,500
2023-09-194,0714,1695,9806,500
2023-09-184,0664,1595,9806,500
2023-09-174,0554,1595,9806,500
2023-09-164,0554,1595,9806,500
2023-09-154,0554,1125,9806,500
2023-09-144,0404,1035,9806,500
2023-09-133,9994,0815,9806,500
2023-09-123,9684,0865,9806,500
2023-09-113,9704,0785,9806,500
2023-09-103,9524,0785,9806,500
2023-09-093,9524,0785,9806,500
2023-09-083,9524,0515,9806,500
2023-09-073,9384,0685,9806,500
2023-09-063,9294,0495,9806,500
2023-09-053,9384,0555,9806,500
2023-09-043,9554,1025,9806,500
2023-09-033,9344,1025,9806,500
2023-09-023,9344,1025,9806,500
2023-09-013,9344,0655,9806,500
2023-08-313,9874,0745,9806,500
2023-08-303,9564,0705,9606,500
2023-08-293,9444,0455,9806,500
2023-08-283,9444,0485,9806,500
2023-08-273,9354,0485,9806,500
2023-08-263,9354,0485,9806,500
2023-08-253,9354,0825,9806,500
2023-08-243,9324,1065,9806,500
2023-08-233,9534,0825,9806,500
2023-08-223,9514,0915,9806,500
2023-08-213,9414,0955,9706,500
2023-08-203,9444,0955,9806,500
2023-08-193,9444,0955,9806,500
2023-08-183,9444,1165,9806,500
2023-08-173,9414,0915,9806,500
2023-08-163,9644,0765,9806,500
2023-08-153,9434,0565,9806,500
2023-08-143,9574,0525,9806,500
2023-08-133,9284,0525,9806,500
2023-08-123,9284,0525,9806,500
2023-08-113,9284,0535,9806,500
2023-08-103,9374,0655,9806,500
2023-08-093,9274,0555,9806,500
2023-08-083,9214,0455,9806,500
2023-08-073,9494,0525,9606,500
2023-08-063,9404,0525,9806,500
2023-08-053,9404,0525,9806,500
2023-08-043,9404,0815,9806,500
2023-08-033,9374,0765,9806,500
2023-08-023,9444,0645,9806,500
2023-08-013,9484,1115,9806,500
2023-07-313,9294,1405,9806,500
2023-07-303,9584,1405,9806,500
2023-07-293,9584,1405,9806,500
2023-07-283,9584,1145,9806,500
2023-07-273,9724,1145,9806,500
2023-07-263,9524,1585,9806,500
2023-07-253,9664,1625,9806,500
2023-07-243,9724,1415,9806,500
2023-07-233,9724,1415,9706,500
2023-07-223,9724,1415,9706,500
2023-07-213,9724,1215,9706,500
2023-07-203,9524,1605,9806,500
2023-07-193,9374,1505,9806,500
2023-07-183,9624,1345,9806,500
2023-07-173,9624,1745,9706,500
2023-07-163,9414,1745,9306,500
2023-07-153,9414,1745,9306,500
2023-07-143,9414,1915,9306,500
2023-07-133,9454,1845,8206,500
2023-07-123,9554,1905,8206,250
2023-07-113,9404,1935,8206,250
2023-07-103,9314,1555,8206,250
2023-07-093,9454,1555,8206,250
2023-07-083,9454,1555,8206,250
2023-07-073,9454,1655,8206,250
2023-07-063,9054,1645,8206,250
2023-07-053,8954,1455,8206,250
2023-07-043,8884,1345,8306,250
2023-07-033,9134,1035,8206,250
2023-07-023,9004,1035,8206,250
2023-07-013,9004,1035,8206,250
2023-06-303,9004,1195,8206,250
2023-06-293,8924,0945,8206,250
2023-06-283,9304,0925,8206,250
2023-06-273,9154,1475,8206,250
2023-06-263,9084,1115,8206,250
2023-06-253,9334,1115,8206,250
2023-06-243,9334,1115,8206,250
2023-06-233,9334,0885,8206,250
2023-06-223,9074,0825,8206,250
2023-06-213,8864,0465,8206,250
2023-06-203,8924,0205,8206,250
2023-06-193,8613,9655,8206,250
2023-06-183,8223,9655,8206,250
2023-06-173,8223,9655,8206,250
2023-06-163,8223,9445,8206,250
2023-06-153,8183,9425,8206,250
2023-06-143,7903,9385,8206,250
2023-06-133,7943,9285,8106,250
2023-06-123,7533,9365,8006,250
2023-06-113,7623,9365,7706,250
2023-06-103,7623,9365,7706,250
2023-06-093,7623,9235,7706,250
2023-06-083,7573,9145,7206,250
2023-06-073,7333,8845,7206,000
2023-06-063,7153,8755,7206,000
2023-06-053,7393,8755,7206,000
2023-06-043,7283,8755,7206,000
2023-06-033,7283,8755,7206,000
2023-06-023,7283,9395,7206,000
2023-06-013,7213,9655,7206,000
2023-05-313,7463,9825,7206,000
2023-05-303,7703,9555,7206,000
2023-05-293,7813,9435,7206,000
2023-05-283,7603,9435,7206,000
2023-05-273,7603,9435,7206,000
2023-05-263,7603,9325,7206,000
2023-05-253,7693,9045,7206,000
2023-05-243,7443,8935,7206,000
2023-05-233,7323,8785,7206,000
2023-05-223,7143,8585,7206,000
2023-05-213,7073,8585,7206,000
2023-05-203,7073,8585,7206,000
2023-05-193,7073,8345,7206,000
2023-05-183,6873,8075,7206,000
2023-05-173,6713,8055,7206,000
2023-05-163,6583,7995,7206,000
2023-05-153,6633,7955,7206,000
2023-05-143,6383,7955,7206,000
2023-05-133,6383,7955,7206,000
2023-05-123,6383,8085,7206,000
2023-05-113,6293,8045,7206,000
2023-05-103,6253,7905,7306,000
2023-05-093,6083,7705,7406,000
2023-05-083,6053,8435,7306,000
2023-05-073,5753,8435,7306,000
2023-05-063,5753,8435,7306,000
2023-05-053,5753,8435,7306,000
2023-05-043,6513,8225,7006,000
2023-05-033,6443,8805,7006,000
2023-05-023,6223,8525,7006,000
2023-05-013,6453,8525,7006,000
2023-04-303,6453,8525,7006,000
2023-04-293,6453,8525,7006,000
2023-04-283,6453,8585,7006,000
2023-04-273,6183,9005,7006,000
2023-04-263,6483,8655,7006,000
2023-04-253,6353,8545,7106,000
2023-04-243,6373,8555,7206,000
2023-04-233,6013,8555,7106,000
2023-04-223,6013,8555,7106,000
2023-04-213,6013,8255,7106,000
2023-04-203,6123,7935,7306,000
2023-04-193,5873,7645,7106,000
2023-04-183,5623,7235,7306,000

Objašnjenje pojmova

BELIBOR (Belgrade Interbank Offered Rate) – referentna kamatna stopa po kojoj vodeće banke pozajmljuju novac – dinare jedna drugoj. Visina BELIBOR-a utiče na obračun kamate na kredite u dinarima, obračunava se za određene vremenske periode do jedne godine.

EURIBOR (Euro Interbank Offered Rate) – referentna kamatna stopa koja se utvrđuje na evropskom međubankarskom tržištu među prvoklasnim bankama. Utvrđuje se dnevno kao prosečna stopa po kojoj reprezentativne banke međusobno daju u zajam neosigurana novčana sredstva.

Referentna kamatna stopa – kamatna stopa prema čijim promenama se upravljaju druge kamatne stope. Na primer: referentna kamatna stopa Narodne banke Srbije predstavlja polaznu kamatnu stopu, s obzirom da se visina osnovnih kamatnih stopa na novčanom tržištu, odnosno raspon kamatnih stopa, utvrđuje prema visini te kamatne stope. Pored toga, referentna kamatna stopa Narodne banke Srbije može biti jedna od komponenti u strukturi promenljivih kamatnih stopa za kredite u dinarima (referentna kamatna stopa + marža). S obzirom na to da je referentna kamatna stopa promenljiva kategorija, usklađivanje nominalne kamatne stope s referentnom vrši se u vremenskim intervalima koji su navedeni u ugovoru o kreditu.